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If you need quick cash for urgent situations, our short-term loan solution is designed to provide the relief you need. Whether it's unexpected medical expenses, urgent home repairs or a temporary money squeeze, we understand and we're here to help.
Our short term loans are designed for those who need fast financial help without getting locked into a longer commitment. With competitive rates, a straightforward application process and a shorter repayment time, we can help you get back on track sooner.
EBP MONEY
$5,000 to $25,000 loan amount
Flexible loan term of 3 to 5 years
Personalised interest rate
Weekly, fortnightly or monthly repayments
Fixed interest rate for the life of the loan
If approved, get your money next business day#
Our application process is simple and transparent. No hidden fees and no surprises.
We need your personal information, including the amount you want to borrow, your income and expenses. And we also need some documents, including your bank statements.
If your loan is approved we will provide detailed loan terms, including your loan amount, interest rate and repayments.
If you agree to the loan terms and sign the digital contract, you get your money next business day#
Be 18 years of age or older.
Be an Australian citizen or permanent resident.
Be employed full-time, part-time or casual.
Earn an annual income of $45,000 net or more.
Get an estimate of your repayments and the cost of the loan using our personal loan calculator
Our shortest loan term is three years, offering you the ability to manage your repayments without having a daunting long term commitment. With a 3-year repayment term, you can pay down your debt faster meaning you pay less in total interest, giving you more control over your financial situation.
Reduce the total cost of borrowing Short term loans are often used for:
Our interest rates are offered based on your credit assessment and EBP Money's responsible lending criteria. Your interest rate will be personalised based on your overall credit profile and financial situation. Your interest rate will be fixed for the life of your loan. We offer interest rates at the lower end of our range to customers with an excellent credit history.
We charge a one-off risk or establishment fee. This is based on your loan amount and your credit rating.
We also charge a monthly account service fee of $15. There are no fees for our tier-one borrowers with excellent credit scores. We will provide all your fees and charges in your loan contract.
Yes – You can make additional repayments, increase your repayments and pay out your loan early. However, an early repayment fee may apply. All fees will be disclosed in your loan contract.
Tell us if your circumstances change and you cannot repay your loan as soon as possible. We are here to help.
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