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Who can apply?

To be eligible for an EBP Money loan, please confirm that you:

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Green loans real savings.

Want to make your home more energy-efficient? A green loan can help you fund upgrades like solar panels, battery storage, an EV charger or energy-saving appliances — so you can lower your power bills and reduce your impact at the same time.

Whether you’re making a small upgrade or a bigger change, green finance makes it easier to move towards a more sustainable home without the upfront pressure.

EBP MONEY

What we offer

$2,000 to $25,000 loan amount

Flexible loan term of 3 to 5 years

Personalised interest rate

Weekly, fortnightly or monthly repayments

Fixed interest rate for the life of the loan

If approved, get your money next business day#

Get your loan in 3 simple steps

Our application process is simple and transparent. No hidden fees and no surprises.

01

Apply online

We need your personal information, including the amount you want to borrow, your income and expenses. And we also need some documents, including your bank statements.

02

Get your loan terms

If your loan is approved we will provide detailed loan terms, including your loan amount, interest rate and repayments.

03

Get your money

If you agree to the loan terms and sign the digital contract, you get your money next business day

Are you ready to take the next step?

Apply now

To be eligible for a Green loan, you must~

Be 18 years of age or older.

Be 18 years of age or older.

Be an Australian citizen or permanent resident.

Be an Australian citizen or permanent resident.

Be employed full-time, part-time or casual.

Be employed full-time, part-time or casual.

Earn an annual income of $45,000 net or more.

Earn an annual income of $45,000 net or more.

Green loan repayments calculator

Get an estimate of your repayments and the cost of the loan using our personal loan calculator

Amount
Term
Interest Rate
Repayment
Weekly Repayment
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Note: The results of this calculator are indicative. It is for illustrative purposes only and is based on the accuracy of the information you have provided. No result from the use of this calculator should be considered a loan application or an offer of finance. The calculator does not take into account your personal circumstances. You should not rely on this calculator for the purpose of making a decision whether to apply for finance.

Green loans,
explained

What is a Green Loan?

A green loan is a personal loan designed to payfor energy-efficient and eco-friendly upgrades.

Green loans are commonly used to fund:

  • Solar panel systems
  • Home battery storage
  • Electric vehicle (EV) chargers
  • Energy-efficient appliances
  • Insulation and double glazing
  • Heat pump hot water systems
How does a Green Loan work?

A green loan is similar to a personal loan. Youborrow a set amount for energy-efficient upgrades and repay it over a fixed period.

Here’s how it works:

  1. Pick the energy upgrade you want and get a quotefor the work.
  2. Apply for a green loan.
  3. After your loan is approved, use the money topay for your installation.
  4. Pay back the loan in easy-to-handle instalmentsand enjoy lower energy bills at the same time.
Is a Green Loan right for you?

If you're planning to install solar panels, addbattery storage, or make energy-saving improvements to your home, a green loancan provide a practical way to spread the cost while moving towards a moresustainable future.

Green loans make it easier to upgrade now andpay over time — without delaying the benefits of cleaner, more efficientenergy.

What will my interest rate be?

Our interest rates are offered based on your credit assessment and EBP Money's responsible lending criteria. Your interest rate will be personalised based on your overall credit profile and financial situation. Your interest rate will be fixed for the life of your loan. We offer interest rates at the lower end of our range to customers with an excellent credit history.

What are your fees and charges?

We charge a one-off risk or establishment fee. This is based on your loan amount and your credit rating. We also charge a monthly account service fee of $15. There are no fees for our tier-one borrowers with excellent credit scores. We will provide all your fees and charges in your loan contract.

Can I make extra repayments, increase, or pay off my loan early?

Yes – you can make additional repayments, increase your repayments and pay out your loan early. However, an early repayment fee may apply. All fees will be disclosed in your loan contract.

What happens if my circumstances change?

If your circumstances change and you cannot repay your loan, please get in touch with us immediately. We are here to help