Want to make your home more energy-efficient? A green loan can help you fund upgrades like solar panels, battery storage, an EV charger or energy-saving appliances — so you can lower your power bills and reduce your impact at the same time.
Whether you’re making a small upgrade or a bigger change, green finance makes it easier to move towards a more sustainable home without the upfront pressure.
EBP MONEY
Our application process is simple and transparent. No hidden fees and no surprises.
We need your personal information, including the amount you want to borrow, your income and expenses. And we also need some documents, including your bank statements.
If your loan is approved we will provide detailed loan terms, including your loan amount, interest rate and repayments.
If you agree to the loan terms and sign the digital contract, you get your money next business day

Be 18 years of age or older.

Be an Australian citizen or permanent resident.

Be employed full-time, part-time or casual.

Earn an annual income of $45,000 net or more.
Get an estimate of your repayments and the cost of the loan using our personal loan calculator
A green loan is a personal loan designed to payfor energy-efficient and eco-friendly upgrades.
Green loans are commonly used to fund:
A green loan is similar to a personal loan. Youborrow a set amount for energy-efficient upgrades and repay it over a fixed period.
Here’s how it works:
If you're planning to install solar panels, addbattery storage, or make energy-saving improvements to your home, a green loancan provide a practical way to spread the cost while moving towards a moresustainable future.
Green loans make it easier to upgrade now andpay over time — without delaying the benefits of cleaner, more efficientenergy.
Our interest rates are offered based on your credit assessment and EBP Money's responsible lending criteria. Your interest rate will be personalised based on your overall credit profile and financial situation. Your interest rate will be fixed for the life of your loan. We offer interest rates at the lower end of our range to customers with an excellent credit history.
We charge a one-off risk or establishment fee. This is based on your loan amount and your credit rating. We also charge a monthly account service fee of $15. There are no fees for our tier-one borrowers with excellent credit scores. We will provide all your fees and charges in your loan contract.
Yes – you can make additional repayments, increase your repayments and pay out your loan early. However, an early repayment fee may apply. All fees will be disclosed in your loan contract.
If your circumstances change and you cannot repay your loan, please get in touch with us immediately. We are here to help